CONDITIONS OF USE

By using this site, you signify your agreement to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this site. Online Insurance Services, LLC may at any time revise these terms and conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound.

DISCLAIMER

The materials on this web site are provided "as is" and without warranties of any kind, either expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Online Insurance Services, LLC does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this Website or the server that makes it available are free of viruses or other harmful components. Online Insurance Services, LLC does not warrant or make any representations regarding the use or the results of the use of the materials on this Website in terms of their correctness, accuracy, reliability, or otherwise. You (and not Online Insurance Services, LLC) assume the entire cost of all necessary servicing, repair, or correction. Links to other sites can be accessed through this home page. Such external Internet addresses contain information created, published, maintained or otherwise posted by organizations independent of Online Insurance Services, LLC. Online Insurance Services, LLC does not endorse, approve or certify any information, product or service referenced or provided at such addresses.

LIMITATION OF LIABILITY

While Online Insurance Services, LLC uses reasonable efforts to include accurate and up-to-date information on this Website, errors or omissions may occur. Online Insurance Services, LLC makes no warranties or representations as to the accuracy of this Website. Under no circumstances including, but not limited to, negligence by act or omission, shall Online Insurance Services, LLC or any party involved in creating, producing, or delivering this Website be liable for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this Website, even if Online Insurance Services, LLC or a Online Insurance Services, LLC authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability of incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall Online Insurance Services, LLC's total liability to you for all damages, losses, and causes of action exceed the amount paid by you for accessing this Website.